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Comparison

DogPay Card vs. ZexoCard: fees, limits & KYC

In short

  • ZexoCard ask for the least (No ID).
  • DogPay Card has the higher score (59.39).
Attribute Illustration: Basic DogPay CardDogPay Requires KYC Private & business Virtual Physical Illustration: Everyday ZexoCardZexoCard No KYC Private & business Virtual
Score average average
CostsWeight 25 % 49 17
KYC and privacyWeight 20 % 35 53
FeaturesWeight 15 % 78 64
AvailabilityWeight 10 % 94 98
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 90 81
CommunityWeight 10 % not scored not scored
KYC KYC: ID document, full verification for higher volumes KYC: No ID
Limits (entry level)
  • Spending per day (physical card): 50,000 USD
  • Spending per year: 990,000 USD
  • Spending per year (number): 1,040×
  • Spending per day: no limit
  • Spending per month: 500,000 USD
  • Single payment per transaction: 100,000 USD
+1
Basics
Card form (differs)
credit dogpay.com checked 28 Oct 2026
prepaid zexocard.com checked 29 Oct 2026
Card types (differs)
virtual, physical dogpay.com checked 28 Oct 2026
virtual zexocard.com checked 29 Oct 2026
Card network
only in the app dogpay.com checked 28 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
Custody
custodial dogpay.com checked 28 Oct 2026
custodial zexocard.com checked 29 Oct 2026
Funding model
fiat balance dogpay.com checked 28 Oct 2026
fiat balance zexocard.com checked 29 Oct 2026
Card currencies (differs)
SGD, USD dogpay.com checked 28 Oct 2026
USD zexocard.com checked 29 Oct 2026
Usage
personal, business dogpay.com checked 28 Oct 2026
personal, business zexocard.com checked 29 Oct 2026
Issuer / BIN sponsor (differs)
DCS Card Centre Pte. Ltd. dogpay.com checked 28 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
Limits depend on (differs)
KYC level dogpay.com checked 28 Oct 2026
unknown
Cards per account
unknown
unknown
Availability
Available in (differs)
Not available in 29 countries and regions dogpay.com checked 28 Oct 2026
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen zexocard.com checked 29 Oct 2026
Crypto
Supported assets (differs)
USDT dogpay.com checked 28 Oct 2026
BTC, ETH, USDT, USDC, SOL, XRP, DOGE, ADA, LTC, AVAX, DAI, LINK zexocard.com checked 29 Oct 2026
+ 40 more BTCETHUSDTUSDCSOLXRPDOGEADALTCAVAXDAILINKUSDeEUReGBPeBCHARBOPGNOXLMSHIBSUIUNIAAVEOKBXPLDASHPEPESTRKTRUMPWBTCWst E T HZECCb B T CWETHUSD1USDfXAUTSPXMONGt U S D CpLa U S D CMw U S D CSpark U S D CSteak U S D CS U S D CUSADUSDCxUSDGUSDT0X B T CX D A I
Number of supported assets (differs)
unknown
95 zexocard.com checked 29 Oct 2026
Top-up networks (differs)
unknown
Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, TON, Gnosis, Stellar, Sui, Litecoin zexocard.com checked 29 Oct 2026
+ 3 more BitcoinEthereumSolanaArbitrumBaseOptimismAvalancheTONGnosisStellarSuiLitecoinCardanoDogecoinStarknet
Fiat top-up (differs)
unknown
No zexocard.com checked 29 Oct 2026
Payments
Mobile wallets (differs)
Apple Pay Google Pay dogpay.com checked 28 Oct 2026
Apple Pay Google Pay Samsung Pay zexocard.com checked 29 Oct 2026
ATM withdrawals (differs)
Yes dogpay.com checked 28 Oct 2026
No zexocard.com checked 29 Oct 2026
Contactless (differs)
unknown
Yes zexocard.com checked 29 Oct 2026
Fees
Virtual card issuance
10.00 USD dogpay.com checked 29 Oct 2026
10.00 USD zexocard.com checked 29 Oct 2026
Physical card issuance (differs)
not published dogpay.com checked 28 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping (differs)
7.00 USD – 26.00 USD dogpay.com checked 29 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Monthly fee (differs)
0.00 USD dogpay.com checked 29 Oct 2026
unknown
Annual fee
unknown
unknown
Top-up fee (differs)
1 % dogpay.com checked 29 Oct 2026
unknown
Crypto deposit fee (differs)
unknown
only in the app zexocard.com checked 29 Oct 2026
Crypto conversion fee (differs)
1 % dogpay.com checked 29 Oct 2026
only in the app zexocard.com checked 29 Oct 2026
Foreign currency fee (differs)
unknown
only in the app zexocard.com checked 29 Oct 2026
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
not published dogpay.com checked 28 Oct 2026
not applicable zexocard.com checked 29 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee (differs)
0.50 USD dogpay.com checked 29 Oct 2026
unknown
Refund fee (differs)
2 % dogpay.com checked 29 Oct 2026
unknown
Inactivity fee (differs)
not published dogpay.com checked 28 Oct 2026
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. dogpay.com checked 29 Oct 2026
unknown
Card replacement
unknown
unknown
Rewards
Cashback
unknown
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

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